Most professional massage therapists and bodyworkers choose their careers because they enjoy working to enhance the wellness of other people and they have the gift of being able to do so using their own hands. This is a profession focused on health and healing—a profession that often prides itself on the fact that this form of care comes with few known side effects and is entirely nonpharmacological and noninvasive.
With such benefits being among the main draws of clients who come to see massage therapists and bodyworkers on a regular basis, one might be perplexed to consider that massage therapists and bodyworkers—these professionals with the healing hands—often have Massage Insurance.
Now, it is fairly simple to see why a professional such as a physician would need to possess liability insurance. After all, doctors often are using pharmacological and invasive methods to treat their patients for conditions that can be quite serious.
This seems to be a far cry from the work that Massage Therapists and bodyworkers do on a daily basis, but when given a closer look, it is easy to see why these professionals need massage therapy liability insurance of their own.
The fact is that most businesses, regardless of what products or services they are providing for their clients, need to purchase some form of liability insurance. At the most basic level, liability insurance is there to protect you in case something happens to one of your clients while they are in your business or on your property.
Even though it has nothing to do with the service massage therapists and bodyworkers provide, and what actually happens in your session room, if a client slips, trips or falls while he or she is on the property of your practice, you will want to have massage therapy liability insurance in place.
You see, liability insurance is not just about protecting you from claims of malpractice. It is also about protecting you in many other ways, including from the claim a client might file if he or she takes a spill on your property and suffers an injury. If such a scenario did unfold, then the general liability portion of your massage therapy liability insurance would be there to protect you throughout any legal proceedings.
Of course, once you purchase a Massage Therapy Liability Insurance , you will get a variety of other big benefits, including coverage in case you do happen to work with a client who later claims damage or injury due to a product you used in the session room or due to a lack of skill or competence on your part as the practitioner.
If either one of these rare, but possible, occurrences does take place, you will have the protection of product liability and professional liability within your massage therapist liability insurance policy.
There are even more benefits that can come with the right massage therapist liability insurance policy, including rental damage insurance, reimbursement for lost or stolen equipment and even insurance for identity theft. Do your homework, and make a smart business decision when you purchase massage therapist liability insurance.