Investmentyogi M utual funds need no introduction.They are one of the most popular investment vehicles in the country today.Mutual funds allow a group of investors to pool their money together and taste a broader range of stocks or bonds than they could if they were trying them on their own.Rupee cost averaging helps profit from small regular investments.But depending upon the category of mutual fund scheme you invest in, the earnings from such investments can be in the form of regular income dividend payouts and/or capital appreciation.The taxation differs for different categories of mutual fund schemes.Equity diversified funds invest primarily in stocks across sectors and industries.These funds can be large cap, mid cap or small cap oriented depending on the fund manager’s style and investment objective www investmentyogi com is a one-stop personal finance website which helps in managing finances, investments and taxes through services like financial planning, online tax filing, budgeting and ‘Ask the Expert’. E xchange traded funds ETFs are funds that track stock market indexes.The main difference between ETFs and other types of index funds is that ETFs don’t try to outperform their corresponding index, but simply replicate its performance.Since they don’t have managers actively buying and selling investments within the funds, the costs to run them are significantly lower www investmentyogi com is a one-stop personal finance website which helps in managing finances, investments and taxes through services like financial planning, online tax filing, budgeting and ‘Ask the Expert’.Some of the many benefits of investing in mutual funds are:.Investments can be made in lump sum or periodic payments easy on the pocket .Mutual fund industry in India is very well regulated and transparent.
A Mutual fund scheme category depends on the kind of securities it holds.For example, an equity fund invests in stocks of private companies.Depending upon the category of mutual fund scheme you invest in, the earnings from such investments can be in the form of regular income dividend payouts and/or capital appreciation.Equity Diversified: Equity diversified funds invest primarily in stocks across sectors and industries.These funds can be large cap, mid cap or small cap oriented depending on the fund manager’s style and investment objective.Exchange Traded Funds ETFs are funds that track stock market indexes.Since they don’t have managers actively buying and selling investments within the funds, the costs to run them are significantly lower.Balanced funds: Balanced funds also called Hybrid funds provide investors with a single mutual fund that combines both growth equity and income debt , by investing in both stocks and bonds.Such diversification ensures that the funds will manage downside of the stock market fluctuations without too much of a loss; the flip side is that balanced funds will usually give returns less than an all-equity fund during a bull market.Expense Ratio: Denotes the annual expenses of the funds, including the management fee, and administrative cost.You should do sufficient analysis before making investment decisions.A Financial Plan is recommended before making investment decisions.SIP Systematic Investment Plan for a long time horizon is the most recommended way to invest in equity funds.Try out this calculator which tells you how much to invest each month through SIP to achieve future goals.Investment Yogi : Offers advice on Tax Planning, Systematic Investment Plan and the.I was planning to invest in mutual fund and your article came as a boon to me This provided me the path in which i should think and act.Anindya said: This is the best personal finance site I have seen.
Besides the traditional index fund, there are the fundamental index funds, also known as quad funds.In this kind of funds, the index isn’t composed by the trends of the market, but by quantitative goals.However, my blog goodfundsadvisor blogspot com has given some funds for investment do check it out.For any queries in the future, said Anuj said: Hi, I am looking for a systematic investment plan.Please suggest me the best fund whether i will go for midcap fund or large cap?.I am looking for a systematic investment plan.I had come to know of InvestmentYogi since Rediff publishes articles from them.Please suggest me funds which will high return.Can you please let me know the best fund in which I should invest.Can you please let me know the best funds to Invest.Kindly let me know of the best in this regards. Debt funds are more suited for lump sum investments since the notion of cost-averaging one of the primary benefits of SIPs is not very relevant to them.Obviously, the mutual funds that we want to pick are the ones that have been the stalwarts of performance over both bull and bear phases of the stock market in the last few years.With a mantra of long term investment strategy and well diversified portfolio, its hard to avoid this fund this year.The average credit rating of AAA makes it a safe parking avenue for investors.Why every investor should invest in stocks and mutual funds.Please do your own research before investing.I have been investing in them for over four years and have earned decent returns.Investing in Mutual Funds – Best Mutual Funds.Best Mutual Funds – MarketWatch offers advice for investing in mutual funds.Learn about the best mutual funds at our site.With mutual funds, you don’t always get what you pay for.